Expected Family Contribution (EFC)

Expected Family Contribution (EFC) is a measure of your family's financial strength. Schools then use the EFC to determine your eligibility for financial aid.

The EFC is calculated using a formula that is established by law. Your family's taxed and untaxed income, assets and benefits are all considered in the formula. Also in consideration are your family size and the number of people in your family who are attending college. All of this information is reported on the FAFSA and is used to determine your EFC.

A few days after filing your FAFSA, you will receive your Student Aid Report (SAR). This report contains important information about your financial aid eligibility. It will tell you if you have been selected for verification and will show your EFC.

The EFC will not be official, nor can financial aid be disbursed, until all verification documents, or any other documents requested by Seminole State, are received and processed. Please check your “To Do List” tile frequently in your MySeminoleState Student WorkCenter to make sure there are no outstanding documents.

Note: Your EFC is not the amount of money your family will have to pay for college. It is also not the amount of financial aid you will receive. It is simply a number used by your school to calculate the amount of federal student aid you will receive.

You can calculate an estimated EFC online using The College Board's EFC Calculator.